About CCS Group

Amazing payment experiences.

At CCS, we create amazing payment experiences.

We’re a FinTech company founded in 2007 (before FinTech was cool).

Today, thousands of businesses across the UK trust us to handle their card payments every day.

Our technology powers millions of transactions a year.

But we’re just getting started.


Our company story

We’ve always been payments pioneers: the first to bring Chip & PIN technology to taxis; among the first Payment Facilitators in the UK; an early adopter of SoftPOS technology. This is our story in a nutshell.

Screenshot of BBC News article from 2005 describing Chip & PIN

Put a PIN in it

In 2007, Chip & PIN technology had just been launched in the UK. Two veteran entrepreneurs, Malcolm Jamieson and Richard Akitt, asked themselves a simple question: why is it so hard to pay by card in a taxi?

At the time, small businesses (including taxi drivers) were hugely underserved by card payment providers. The large acquiring banks expected businesses to open expensive merchant accounts and pay for costly, bulky payment terminals alongside substantial transaction fees.


All hail the taxi market

Foreseeing that the convenience and security of Chip & PIN technology would lead to a growth in card payments usage among consumers, Malcolm and Richard started CabCard Services, one of the first businesses of its kind in the UK, then known as a payments aggregator. The success of this model would later become widely accepted as businesses such as iZettle, Square and SumUp launched similar operations, becoming recognised as the Payment Facilitator model.

CabCard focused on serving the niche market of taxi fleets and their drivers, making it easy and inexpensive for them to take payments from their customers. As the UK business grew, we expanded our base in the Isle of Man, building a small team of developers, support and administration personnel.

Sister act

Before long, the growing popularity of card payments among UK consumers pointed to other opportunities, and a sister company called Optimus Pay was set up to serve other niche vertical markets, with CabCard remaining focused on the taxi sector.


Dash from cash

By 2018, debit card transactions overtook cash for the first time, highlighting the growing importance of card payments in the economy. This coincided with a major overhaul of the technology platform which powers both CabCard and Optimus, as well as the introduction of new pocket-sized payment terminal hardware for our customers.

2020 brought the shock of Covid-19 and a major shake-up for the way people pay, with the contactless limit rising to £100. The popularity of card payments exploded and cash was relegated firmly to the sidelines. We responded by being one of the first in the UK to introduce a SoftPOS tap to phone contactless payment solution, branded as CabCard Go, followed by a new online payments offering.


A new dawn

2022 saw us achieve the PCI DSS Service Provider Level 1 certification, the highest status available, which sees us recognised by both Mastercard and Visa in their global registries of service providers.

In 2023 we moved into our new home at Euromanx House in the Isle of Man Freeport, symbolising the start of a new chapter for the business.


Don’t bark at an underdog

We’re an independent, privately-owned and profitable business but every day we are competing with enormous global companies stuffed with venture capital cash, with huge budgets and a willingness to lose money for years. Our customers compare us on a like-for-like basis with behemoths like Stripe, SumUp, Zettle, Square and Revolut.

To put that in context, Stripe has raised nearly $9 billion of investment capital, and employs over 7,000 people. SumUp has raised $2 billion and employs 3,000 people. Meanwhile Block, Square’s publicly traded parent company, employs 13,000 people with a total market cap of $35 billion.

Our whole team fits into a minibus.

This is an enormous challenge which we face enthusiastically and head-on.

Our ambitions are huge. We’re on the road to our first £1 billion of annual Gross Payment Volume (GPV) but we need your help to get there, and for the journey beyond.

“Life is never more fun than when you're the underdog competing against the giants.”

~ Ross Perot

Join us

We have big ambitions and we’re building a team for the next stage of expansion.

As a privately owned, profitable company we are committed to sustainable growth. We reject the VC-backed, grow-at-all-costs mentality in favour of making deliberate, determined progress every day.

We’re looking for people with an entrepreneurial mindset who share our values of customer-centric long-term thinking, optimism, frugality and grit.

In building our team, we strive to be a diverse and inclusive place to work. We are committed to equal opportunity and we encourage people from under-represented groups to apply.

As a team, we prefer to be together in our office at Euromanx House on the beautiful Isle of Man. We'd want you to join us there and we’re not currently hiring for any remote positions.

Open positions

Please check our open positions here.


If you’re dreaming of a new life on our beautiful island, we offer generous relocation packages and can support you and your family with accommodation, schools, visa and work permit requirements. Alongside the Isle of Man’s high quality of life, you’ll enjoy a low tax rate, plus a National Insurance holiday worth up to £4,400 if relocating from the UK.


  • Your voice matters: as part of a small but fast-growing business, you'll get to build your career whilst having a big part to play in making key decisions about how things get done
  • Generous holiday allowance of 25 days of paid leave every year, plus bank holidays
  • Relocation support: we’ll help you move to the Isle of Man
  • Modern computer equipment and peripherals
  • Competitive salary
  • Private health insurance
  • Cycle to work scheme
Check our open positions